Frequently

Asked Questions

  • 1:1 consulting is hourly at $300, and each Due Diligence package is currently offered at $1600 and the Investor Passport is $2400.

  • Bad credit alone is not an indicator for your credibility as a borrower. Some have bad credit and are fix-and-flippers that constantly have a high debt, new loans, and credit inquiries that affect their score. If your credit is “bad” because you are not making payments on time or regularly, that is a different story and you should consider establishing better practices and repairing your credit prior to getting in over your head with PML debt. Why the credit is bad is the most important thing, not the credit score itself.

  • If you’re new and looking for lenders, this will help you present professionally and the consultative service will teach you how to borrow with lenders in a secured position. If you’re new and looking to lend, this service will help you identify risks associated with potential borrowers and deals.

  • Two weeks for vetting the deal, person and information. One month for the Investor Passport.

  • That depends on the deal itself. Usually with a lien, mortgage, deed of trust, or personal guarantee. This is depending on the amount of equity in the property, the number of lenders on the deal, and the person’s assets. This question is answered on a case-by-case basis within the due diligence process to identify the best way to protect lenders in each specific scenario.

  • First, do not over leverage yourself. If you do not have the funds to personally pay the loan if deals go wrong, you are over leveraged. Second, do good deals. A good deal pays for itself. Third, provide proper security to your lenders. Last - but not least - communicate regularly with your lenders.